Checking Accounts
Manage your money through the day-to-day and the once-in-a-lifetime
Your Money When You Need It
Our online checking accounts are designed to fit your lifestyle throughout your financial journey.
- On your terms: Free direct deposit online or with the Wellby Mobile App.
- Safe and secure: 24/7 fraud monitoring with account security alerts.
- Flexible: $100 initial deposit + $0 minimum balance requirement.
- Accessible: Free ATM services through Wellby ATMs and 55,000+ fee-free ATMs across the country with access to more than 5,000 credit union service centers.


Double Your Savings Rate
Pair your Wellby Savings Plus account with a Wellby Secure Spending checking account, and double your savings rate!
We Offer a Smarter Way to Bank
Wellby Youth Checking
The perfect starter accounts for kids and teens ages 4-17 with a joint account holder age 18 or older that is a current Wellby member.


Debit Cards
Contactless Visa™ debit cards, so paying at checkout can be as simple as a wave of your card.
Overdraft Services
We offer several ways to help prevent overdraft fees and declined transactions based on your account selection.


Safe and Secure Direct Deposit in Minutes
Set up or switch your direct deposits right from your Wellby mobile banking app in minutes! No need to go to your HR, manage mountains of paperwork, or delayed start times. Stay in control of your financial data, your paycheck, and your savings with the safest and fastest way to deposit your paycheck.